Charlotte North Carolina

Understanding Credit Bureau Practices: How Affirm and Klarna Assess Your Creditworthiness

Understanding Credit Bureau Practices: How Affirm and Klarna Assess Your Creditworthiness

“Affirm reports consumer payment data to both Experian and TransUnion. Beginning April 1, 2025, Affirm expanded its credit reporting to include all pay-over-time products, including its popular Pay in 4 option. This means your payment history, outstanding balances, and loan terms now appear on your Experian and TransUnion credit reports.”

Protecting Your Home: The Crucial Role of Lender Title Insurance in Bankruptcy

Protecting Your Home: The Crucial Role of Lender Title Insurance in Bankruptcy

“Lender title insurance is more than just another closing cost; it's a crucial safeguard for your most valuable asset. In the context of bankruptcy, it can be the difference between maintaining your home's value and facing additional financial hurdles. Whether you're in Cheyenne, Charlotte, or anywhere else, understanding the importance of title insurance is key to protecting your home ownership rights and navigating potential bankruptcy proceedings successfully.”