Jillian Hishaw
Purchasing a Car During Bankruptcy: Timing and ...

To protect your bankruptcy recovery while securing necessary transportation:

  1. Obtain pre-approval from multiple lenders before approaching your bankruptcy trustee

  2. Limit vehicle purchases to reliable, fuel-efficient models under $15,000

  3. Aim for down payments of at least 20 percent to reduce interest costs

  4. Choose loan terms under 60 months to avoid negative equity situations

  5. Verify lenders report to Equifax, Experian, and TransUnion for credit rebuilding benefits

Understanding these financing considerations helps bankruptcy filers maintain employment transportation while safeguarding long-term financial stability and creditworthiness.

Purchasing a Car During Bankruptcy: Timing and Lender Options
Jillian Hishaw
How Rule 5010 Can Help Reopen Bankruptcy Cases ...

“Rule 5010 is especially important for borrowers who did not originally seek to discharge their student loans in bankruptcy but now face financial hardship.”

How Rule 5010 Can Help Reopen Bankruptcy Cases for Student Loan Relief
Jillian Hishaw
Student Loan Lender Cannot Deny You a New Loan ...

“A critical legal protection that borrowers should understand is found in 11 U.S.C. § 525(c), part of the U.S. Bankruptcy Code known as the “protection against discriminatory treatment” provision. This law makes it illegal for a governmental unit or lender participating in federal student loan programs to deny a new loan, grant, or loan guarantee solely because a borrower previously discharged student loan debt in bankruptcy.”

Student Loan Lender Cannot Deny You a New Loan Based on Past Bankruptcy Relief
Jillian Hishaw
Hishaw Law Can Help You Get Rid of Student ...

“The firm provides an accessible entry point, allowing clients to get started for as low as $500, with the first payment being non-refundable. However, Hishaw Law stands behind its services—if student loans are partially forgiven, clients receive a partial refund, and if no debt is forgiven, the remaining fees are refunded in full. The process typically takes about 6 to 9 months, depending on the complexity of the case.”

Hishaw Law Can Help You Get Rid of Student Loans for $500
Jillian Hishaw
Farm Debt Crisis: Why Bankruptcy Maybe An ...

“Arkansas had the highest filings due to the failing commodities market, particularly the rice sector. Arkansas is a unique state because a large portion of the state revenue is derived from agriculture,” Hishaw told us

Farm Debt Crisis: Why Bankruptcy Maybe An Option for Many Farmers

Charlotte North Carolina

Purchasing a Car During Bankruptcy: Timing and Lender Options

Purchasing a Car During Bankruptcy: Timing and Lender Options

To protect your bankruptcy recovery while securing necessary transportation:

  1. Obtain pre-approval from multiple lenders before approaching your bankruptcy trustee

  2. Limit vehicle purchases to reliable, fuel-efficient models under $15,000

  3. Aim for down payments of at least 20 percent to reduce interest costs

  4. Choose loan terms under 60 months to avoid negative equity situations

  5. Verify lenders report to Equifax, Experian, and TransUnion for credit rebuilding benefits

Understanding these financing considerations helps bankruptcy filers maintain employment transportation while safeguarding long-term financial stability and creditworthiness.

How Rule 5010 Can Help Reopen Bankruptcy Cases for Student Loan Relief

How Rule 5010 Can Help Reopen Bankruptcy Cases for Student Loan Relief

“Rule 5010 is especially important for borrowers who did not originally seek to discharge their student loans in bankruptcy but now face financial hardship.”

Hishaw Law Can Help You Get Rid of Student Loans for $500

Hishaw Law Can Help You Get Rid of Student Loans for $500

“The firm provides an accessible entry point, allowing clients to get started for as low as $500, with the first payment being non-refundable. However, Hishaw Law stands behind its services—if student loans are partially forgiven, clients receive a partial refund, and if no debt is forgiven, the remaining fees are refunded in full. The process typically takes about 6 to 9 months, depending on the complexity of the case.”

Understanding Credit Bureau Practices: How Affirm and Klarna Assess Your Creditworthiness

Understanding Credit Bureau Practices: How Affirm and Klarna Assess Your Creditworthiness

“Affirm reports consumer payment data to both Experian and TransUnion. Beginning April 1, 2025, Affirm expanded its credit reporting to include all pay-over-time products, including its popular Pay in 4 option. This means your payment history, outstanding balances, and loan terms now appear on your Experian and TransUnion credit reports.”

Protecting Your Home: The Crucial Role of Lender Title Insurance in Bankruptcy

Protecting Your Home: The Crucial Role of Lender Title Insurance in Bankruptcy

“Lender title insurance is more than just another closing cost; it's a crucial safeguard for your most valuable asset. In the context of bankruptcy, it can be the difference between maintaining your home's value and facing additional financial hurdles. Whether you're in Cheyenne, Charlotte, or anywhere else, understanding the importance of title insurance is key to protecting your home ownership rights and navigating potential bankruptcy proceedings successfully.”

“I didn’t know a thing about bankruptcy, I needed to get back on my feet and unfortunately I couldn’t do it by myself. This is where Hishaw Law comes in, she was a Godsend. She walked me through every detail of what I needed to have and what I needed to do to get my bankruptcy started. Any time I had a question, concern, freak out, she was there to help me through it. I never had any doubt that she was doing her job and doing it very well. I would highly recommend Attorney Hishaw for your attorney needs.”

-Kendra, Bankruptcy Client 2018

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If you need to file bankruptcy and you live in Wyoming or Charlotte, NC contact us by phone or email #bankruptcy #Chapter7 #Chapter13 #charlotte #charlottenc #debt #creditcards #medical #medicaldebt #foreclosure #garnishment
There are several types of bankruptcy. The most common is Chapter 7 which gets rid of credit card and medical debt and Chapter 13's which stops the foreclosure of your home. If you need to file bankruptcy give us a call at 1.307.228.0407 if you liv
It's important to know how to continue to build up your credit even after you file bankruptcy. If you need to file bankruptcy give us a call at 1.307.228.0407 if you live in Wyoming or 1.704.218.9883 if you live in the Charlotte, NC area. You can al
All reported assets are taken into account when you file Chapter 7 bankruptcy. If you need to file bankruptcy give us a call at 1.307.228.0407 if you live in Wyoming or 1.704.218.9883 if you live in the Charlotte, NC area. You can also email us at
If your debt is primarily in uour name and you are married, you can file Chapter 7 bankruptcy separate. If you need to file bankruptcy give us a call at 1.307.228.0407 if you live in Wyoming or 1.704.218.9883 if you live in the Charlotte, NC area.
If you are married you can file bankruptcy separately. Give us a call, we can help. There are several types of bankruptcy. The most common is Chapter 7 which gets rid of credit card and medical debt and Chapter 13's which stops the foreclosure of
If you are creditor it's important to file a proof of claim in a timely manner prior to the 341 Meeting of the Creditors. If you need to file bankruptcy give us a call at 1.307.228.0407 if you live in Wyoming or 1.704.218.9883 if you live in the Char