“Affirm reports consumer payment data to both Experian and TransUnion. Beginning April 1, 2025, Affirm expanded its credit reporting to include all pay-over-time products, including its popular Pay in 4 option. This means your payment history, outstanding balances, and loan terms now appear on your Experian and TransUnion credit reports.”
“Estate planning is a crucial process that ensures your assets are protected and your wishes are honored throughout your life and beyond. At our law practice, we understand the importance of a well-structured estate plan that addresses all stages of life. Let's explore the key components of lifetime planning, medical planning, and death planning.”
“Bankruptcy laws include exemptions that allow you to keep certain assets, including a portion of your car's value. These exemptions vary by state, so it's crucial to check your local laws. For example, in Wyoming you are allowed to exempt up to $5,000 of a car's value, while others might offer more or less. In Charlotte, North Carolina the limit is $3,500.00.”
“The Fair Debt Practices Collection Act primary goal is to eliminate abusive practices in the collection of consumer debts. It promotes fair debt collection and provides consumers with an avenue for disputing and obtaining validation of debt information. The Act applies to personal, family, and household debts, including money owed on credit card accounts, auto loans, medical bills, and mortgages.”
“Lender title insurance is more than just another closing cost; it's a crucial safeguard for your most valuable asset. In the context of bankruptcy, it can be the difference between maintaining your home's value and facing additional financial hurdles. Whether you're in Cheyenne, Charlotte, or anywhere else, understanding the importance of title insurance is key to protecting your home ownership rights and navigating potential bankruptcy proceedings successfully.”
“Affirm reports consumer payment data to both Experian and TransUnion. Beginning April 1, 2025, Affirm expanded its credit reporting to include all pay-over-time products, including its popular Pay in 4 option. This means your payment history, outstanding balances, and loan terms now appear on your Experian and TransUnion credit reports.”
The Fair Credit Reporting Act, 6 U.S.C. § 605, is the law that controls credit reporting agencies. The credit bureaus may not report negative information that is more than seven years old, or bankruptcies that are more than 10 years old.
Please do not consider any of these posts legal advise. If you need legal advise please consult us if you reside in Wyoming at 307.228.0407.
