What You Need to File Chapter 13 in Wyoming?

To file for Chapter 13 bankruptcy in Wyoming, you will need to take the following steps:

  1. Complete Credit Counseling: Before filing for bankruptcy, you will need to complete a credit counseling course from an approved provider. This course will help you understand your financial situation and explore alternatives to bankruptcy.

  2. File Your Bankruptcy Petition: You will need to file your bankruptcy petition with the Wyoming bankruptcy court. Along with your petition, you will need to provide the required documentation, including your Statement of Financial Affairs, List of Creditors, Income Documentation, Asset Documentation, Debt Documentation, and Repayment Plan.

  3. Meet with Your Bankruptcy Trustee: After filing your bankruptcy petition, you will meet with your bankruptcy trustee to review your case and your proposed repayment plan. Your trustee will work with you to ensure that your plan is feasible and that it meets the requirements of Chapter 13 bankruptcy.

  4. Attend the Meeting of Creditors: You will need to attend a meeting of creditors, where your creditors will have the opportunity to ask you questions about your bankruptcy case.

  5. Complete the Repayment Plan: Once your repayment plan has been approved, you will need to make regular payments to your trustee over the next three to five years. Your trustee will then distribute these payments to your creditors according to your repayment plan.

  6. Receive Your Bankruptcy Discharge: After completing your repayment plan, you will receive a bankruptcy discharge, which will eliminate your remaining debts and provide you with a fresh start.

It is important to work with a qualified bankruptcy attorney throughout the Chapter 13 bankruptcy process to ensure that you meet all of the necessary requirements and to help you navigate the complex bankruptcy system. It is important to work with a qualified bankruptcy attorney who can help you. If you are interested in filing bankruptcy please contact Hishaw Law LLC at 1.307.228.0407 if your located within the state of Wyoming or 1.704.218.9883 if you live in the Charlotte, North Carolina area or email us at jhishaw@hishawlaw.com.